I will not be responsible for any material that is found at the end of links that I may post on this blog site. Mistakes may happen from time to time. URLS and domains may change hands. Because the information on this blog are based on my personal opinion and experience, it should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional.  My thoughts and opinions will also change from time to time as I learn and accumulate more knowledge.

Please remember that this is a blog, and you do not need to agree with anything I write.

I reserve the right to delete any comments for any reason (abusive, profane, rude, etc.).  Keep the comments focused on the actual issue.  If you do not agree with this disclaimer please stop reading this blog.

The content set forth on this blog reflects the opinions of its author only, and does not, in any manner whatsoever, reflect the opinions of, nor has any portion of the content been approved by, the author’s employer, Actuarial Consulting Group, or its affiliated investment adviser, ACG Advisory Services, Inc. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific content, made reference to directly or indirectly on this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for a specific reader’s portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from the investment professional of the reader’s choosing.


This blog was started in 2016, and on December 1, 2009, the Federal Trade Commission (FTC) requires that bloggers disclose any interests and biases we may have.  Wise Day Wise Dollar may contain affiliate links. This means if you click on the link and purchase the item, Wise Day Wise Dollar will receive an affiliate commission.

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